Fidelis Vox | We discern what really matters to you

Budget Speech 2024: The unspoken words are louder

2024’s Budget Speech was as predictable as the sun rising in the east. No bracket creep, no increases, no risks taken in an election year. Despite the current economic climate, no stimuli was introduced to attract foreign investment which could lead to a broadened tax base. Quite worryingly, the piggy bank was broken open and […]

Pitfalls to look out for when SA Trusts provide funds to individuals to externalise

When liquidity is available in a SA Trust to provide funding to SA individual beneficiaries to externalise by way of, for example, their foreign investment allowances, unforeseen pitfalls can arise when the planning is not done meticulously.   To the extent that an individual is a capital and/or income beneficiary of a SA discretionary trust […]

Paying it forward in Mandela month: creating a lasting family legacy

‘What counts in life is not the mere fact that we have lived. It is what difference we have made to the lives of others that will determine the significance of the life we lead.’   With these words by the late Nelson Mandela top of mind this month, how can your family ensure a […]

Update on the new SARS High Net Worth division from Judge Dennis Davis

Fidelis Vox recently attended a webinar in which the retired Judge Dennis Davis gave an update on the new High Net Worth division in the South African Revenue Service (“SARS”) and the effects of the implosion of the offices of the Master of the High Court. The honourable Judge joined SARS on a more permanent […]

We are leaving South Africa – Part 2

In this article, we deal with the consequences in relation to retirement funds when relocating abroad as well as exchange control considerations.   Exchange control considerations   The concept of emigration as recognised by the South African Reserve Bank (“the Reserve Bank”) was phased out with effect from 1 March 2021 and was replaced by a verification process with […]

We are leaving South Africa – Part 1

What are the tax consequences?   Many South African tax residents relocate to different jurisdictions for different reasons. Much has been written about “emigration”, “exit tax”, “residency” and the most confusing of all is the difference between the tax and exchange control consequences.  This article aims to clear the murky waters and set out the […]

Taxes and what we may expect

Finance Minister Tito Mboweni announced in his Special Adjustments Budget Speech on 24 June 2020 that tax measures to add R40 billion to tax revenues over the next four years will be announced in February 2021, and that renewed focus will be placed on tax compliance.   In February 2020, it was clear from the […]

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